Topstep Consistency $150k account details

The verdict

$6k payout access from day 4 — with eod drawdown rules.

$229 all-in for a $150k account, 90/10 split, $6k payout cap, and first payout access from day 4. Its published rules produce a moderate payout-difficulty score of 36.

All-in cost

$229

First payout

Day 4

Profit split

90%

Difficulty

What you get

Recurring payouts — up to 6 requests a month

$6k payout cap — published withdrawal ceiling

Instant activation — funded when you pass

5 accounts

What it costs you

EOD drawdown — the published loss-limit structure

No required payout buffer — A payout reduces the account balance and its remaining loss room. After the first payout, the loss limit is fixed at and the balance left in the account is the remaining room.

40% consistency — large days can delay eligibility

No daily loss limit — no DLL recorded for this account

Moderate36/ 100

Payout difficulty — what is driving it

Drawdown Structure EOD (3)

Buffer Size (3.0%) Moderate — 3.0% (14)

Consistency Rule 40% (4)

Withdrawal Restrictions 50% cap (7)

Daily Loss Limit None (0)

Market avg 41 Less restrictive than the market median

Specification

Right column: comparison across 169 accounts

Payouts
Profit split	90/10	Published account split
Payout frequency	Up to 6 / mo	Published frequency
Payout cap	$6k	10 of 169 are uncapped
Minimum payout	—	Published minimum
First payout	4 days	Median 6 days
Trading rules
Drawdown type	EOD	Published drawdown method
Max loss limit	$4.5k	3.0% of account
Daily loss limit	None	No limit recorded
Consistency rule	40%	Published rule
Inversing allowed	No	Not Allowed
Scaling required	Yes	Published scaling plan
Position limits	15/150	Minis / micros
Max accounts	5	Per trader
Capital safety score	76 / 100	Rules-based score
Cost & evaluation
Account size	$150k	$150k
Evaluation fee	$229	Current published cost
Minimum eval days	2	Published requirement
Instant activation	Yes	After passing
InstaPay	Yes	Same-day payout feature
Bundle discount	No	Multi-account purchase
ATAS compatible	No	Platform support

How the payout mechanic actually works

Withdrawals are based on reward balance rules. Consistency program eligibility is based on benchmark/winning-day requirements (3 days).

Figures reflect the selected account configuration and published firm rules. Checkout options can change costs and restrictions.

Withdraw into buffer — allowed

A payout reduces the account balance and its remaining loss room. After the first payout, the loss limit is fixed at and the balance left in the account is the remaining room.

View source

Inactivity policy

Account activity is required within 30 day window.

Inversing policy — not allowed

Cross-account hedging means simultaneously going long and short the same or correlated instrument across multiple accounts — such as MES/ES, MNQ/NQ.

Source

Other Topstep Consistency accounts

Same firm, scored on your weights

consistency · $50k

$95

Score 68.8 · rank 25

standard · $50k

$95

Score 63.3 · rank 54

consistency · $100k

$149

Score 63.2 · rank 56

standard · $100k

$149

Score 59.6 · rank 78

standard · $150k

$229

Score 58.1 · rank 85

Figures are modeled from published firm rules and the latest verification data available. PropMinMax may earn a commission if you sign up through our links; this never changes the ranking. Not financial advice. Trading futures involves substantial risk of loss.