The verdict

$2.75k payout access from day 13 — with eod drawdown rules.

$172.6 all-in for a $150k account, 80/20 split, $2.75k payout cap, and first payout access from day 13. Its published rules produce a high payout-difficulty score of 62.

All-in cost

$172.6

First payout

Day 13

Profit split

80%

Difficulty

62

What you get

Recurring payouts — up to 2 requests a month

$2.75k payout cap — published withdrawal ceiling

Published activation path — see the firm rules for timing

5 accounts and ATAS support

What it costs you

EOD drawdown — the published loss-limit structure

Buffer required — No verified PropMinMax record yet for withdrawals into the buffer.

30% consistency — large days can delay eligibility

No daily loss limit — no DLL recorded for this account

High62/ 100

Payout difficulty — what is driving it

Drawdown Structure EOD (3)
Buffer Size (3.0%) Moderate — 3.0% (14)
Consistency Rule Strict — 30% (20)
Withdrawal Restrictions buffer req. + 13d wait (13)
Daily Loss Limit None (0)
Market avg 40 More restrictive than 95% of accounts

Specification

Right column: comparison across 167 accounts
Payouts
Profit split80/20Published account split
Payout frequencyUp to 2 / moPublished frequency
Payout cap$2.75k10 of 167 are uncapped
Minimum payoutPublished minimum
First payout13 daysMedian 6 days
Trading rules
Drawdown typeEODPublished drawdown method
Max loss limit$4.5k3.0% of account
Daily loss limitNoneNo limit recorded
Consistency rule30%Published rule
Inversing allowedUnknownUnknown
Scaling requiredNoNo scaling recorded
Position limits17/170Minis / micros
Max accounts5Per trader
Capital safety score69 / 100Rules-based score
Cost & evaluation
Account size$150k$150k
Evaluation fee$172.6 $86380% off
Minimum eval days3Published requirement
Instant activationNoAfter passing
InstaPayNoSame-day payout feature
Bundle discountNoMulti-account purchase
ATAS compatibleYesPlatform support

How the payout mechanic actually works

After 3 payouts OR $75k total withdrawals, you transition to LIVE account with better terms

Figures reflect the selected account configuration and published firm rules. Checkout options can change costs and restrictions.

Payout buffer required

No verified PropMinMax record yet for withdrawals into the buffer.

Withdraw into buffer — unknown

No verified PropMinMax record yet for withdrawals into the buffer.

Inactivity policy

No account inactivity limit is recorded for this configuration.

Inversing policy — unknown

No verified PropMinMax policy record yet. Check the firm rules before using inverse trades.

Other Phidias Fundamental OTP accounts

Same firm, scored on your weights

Figures are modeled from published firm rules and the latest verification data available. PropMinMax may earn a commission if you sign up through our links; this never changes the ranking. Not financial advice. Trading futures involves substantial risk of loss.