The verdict
$5k payout access from day 6 — with eod drawdown rules.
$149 all-in for a $100k account, 90/10 split, $5k payout cap, and first payout access from day 6. Its published rules produce a moderate payout-difficulty score of 32.
All-in cost
$149
First payout
Day 6
Profit split
90%
Difficulty
32
What you get
Recurring payouts — up to 4 requests a month
$5k payout cap — published withdrawal ceiling
Instant activation — funded when you pass
5 accounts
What it costs you
EOD drawdown — the published loss-limit structure
No required payout buffer — A payout reduces the account balance and its remaining loss room. After the first payout, the loss limit is fixed at and the balance left in the account is the remaining room.
No consistency rule — no best-day concentration cap recorded
No daily loss limit — no DLL recorded for this account
Payout difficulty — what is driving it
Specification
Right column: comparison across 169 accounts| Payouts | ||
| Profit split | 90/10 | Published account split |
| Payout frequency | Up to 4 / mo | Published frequency |
| Payout cap | $5k | 10 of 169 are uncapped |
| Minimum payout | — | Published minimum |
| First payout | 6 days | Median 6 days |
| Trading rules | ||
| Drawdown type | EOD | Published drawdown method |
| Max loss limit | $3k | 3.0% of account |
| Daily loss limit | None | No limit recorded |
| Consistency rule | None | Published rule |
| Inversing allowed | No | Not Allowed |
| Scaling required | Yes | Published scaling plan |
| Position limits | 10/100 | Minis / micros |
| Max accounts | 5 | Per trader |
| Capital safety score | 82 / 100 | Rules-based score |
| Cost & evaluation | ||
| Account size | $100k | $100k |
| Evaluation fee | $149 | Current published cost |
| Minimum eval days | 2 | Published requirement |
| Instant activation | Yes | After passing |
| InstaPay | Yes | Same-day payout feature |
| Bundle discount | No | Multi-account purchase |
| ATAS compatible | No | Platform support |
How the payout mechanic actually works
Withdrawals are based on reward balance rules. Standard payout eligibility is based on benchmark/winning-day requirements (5 days).
Figures reflect the selected account configuration and published firm rules. Checkout options can change costs and restrictions.
Withdraw into buffer — allowed
A payout reduces the account balance and its remaining loss room. After the first payout, the loss limit is fixed at and the balance left in the account is the remaining room.
View sourceInactivity policy
Account activity is required within 30 day window.
Inversing policy — not allowed
Cross-account hedging means simultaneously going long and short the same or correlated instrument across multiple accounts — such as MES/ES, MNQ/NQ.
SourceOther Topstep Standard accounts
Same firm, scored on your weightsFigures are modeled from published firm rules and the latest verification data available. PropMinMax may earn a commission if you sign up through our links; this never changes the ranking. Not financial advice. Trading futures involves substantial risk of loss.