Topstep Standard

$100k Funded Account

Standard EOD Trailing Fastest Payouts Instant Activation No Consistency Rule 50% Withdraw Cap Inversing: No

This is based on the the no activation fee option

Get Funded

Profit Split

90%

First Payout

6 days

Max Accounts

Payout Difficulty

32 · Moderate

Watch Out For

50% withdrawal cap — profits are locked and drip out over time
30 days inactivity rule — account can be closed if not traded
Inversing not allowed - opposite-direction trades across accounts may breach policy

Overview

Payout Difficulty

Moderate 32 / 100

Drawdown Structure EOD (3)

Buffer Size (3.0%) Moderate — 3.0% (14)

Consistency Rule None (0)

Withdrawal Restrictions 50% cap (7)

Daily Loss Limit None (0)

Market avg: 40 Less restrictive than 71% of accounts

Measures structural rules that affect payout consistency. Higher score = more restrictive payout mechanics.

Payout Information

Payout Terms

Profit Split 90%

Payout Frequency Up to 4x/mo

Withdrawal Rules

Payout Cap $5k

Withdraw All No

50% Cap Yes

Timing

First Payout 6

Withdrawals are based on reward balance rules. Standard payout eligibility is based on benchmark/winning-day requirements (5 days).

Trading Rules

Drawdown Type EOD

Max Loss Limit $3k

Daily Loss Limit None

Consistency Rule None

Scaling Required Yes

Inversing Allowed No

Max Minis 10

Max Micros 100

Max Accounts 5

Capital Safety Score 82/100

Cost & Evaluation

Account Size $100k

Cost

$149

Eval $149

Standard

$149

No daily loss limit

DLL

$129

Adds daily loss limit ($2k)

Responsible Trading Advantage On includes Daily Loss Limit $2,000 and Double Payout Caps with a sales price of $129.

Minimum Eval Days 2

Instant Activation Yes

InstaPay (pays out same day) Yes

ATAS Compatible No

Policy Details Source-backed context for the important flags summarized above.

Withdraw Into Buffer

Allowed

A payout reduces the account balance and its remaining loss room. After the first payout, the loss limit is fixed at and the balance left in the account is the remaining room.

View source

Inactivity Policy

Topstep Express Funded Accounts: if there is no trading activity (no trades entered) for more than 30 days, the account may be subject to closure due to inactivity. Accounts cannot be put on hold; contact support for exceptions (travel/medical).

Inversing Policy: Not Allowed

Cross-account hedging means simultaneously going long and short the same or correlated instrument across multiple accounts — such as MES/ES, MNQ/NQ.

Source

Other Topstep Accounts

standard

$50k

$95

consistency

$50k

$95

consistency

$100k

$149

consistency

$150k

$229

standard

$150k

$229

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